by Zohreh Fayaz | Jan 3, 2020 | Blog, Finance, Homeownership, Mortgage
There’s no doubt that your home is an extremely valuable investment – not only because of what it offers in terms of a place for you and your family to live, grow and prosper, but also thanks to the flexibility it provides for tapping into your ever-growing equity. ...
by Zohreh Fayaz | Dec 27, 2019 | Blog, Homeownership, Mortgage
Being prepared is a key stress reliever for many different scenarios. And securing a mortgage on a new or existing home is no different. Things can run a whole lot smoother when you know what issues to avoid. There are many common mortgage mistakes you can...
by Zohreh Fayaz | Dec 20, 2019 | Blog, Economy, Homeownership, Mortgage
The banks work really hard at trying to convince mortgage borrowers that their mobile mortgage specialists can provide the same products and services offered by licensed mortgage agents. Truthfully, the two offerings are worlds apart. The number one difference...
by Zohreh Fayaz | Dec 13, 2019 | Blog, Economy, Homeownership
In real estate lingo, ‘title’ refers to the rightful ownership of a property, such as a home. And while owning a home is generally viewed as a sound investment, it doesn’t come without inherent risks. Much like you opt for medical insurance for yourself or...
by Zohreh Fayaz | Dec 4, 2019 | Announcements, Blog, Mortgage
Bank of Canada maintains overnight rate target at 1 ¾ percent The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 ½ percent. The Bank’s October projection for global...
by Zohreh Fayaz | Nov 29, 2019 | Blog, Economy, Homeownership, Mortgage
The decision to become a homeowner represents a significant milestone. It’s, therefore, extremely important to consider all your options when it comes to the different types of available homes to ensure you find the right one that fulfills as many of your personal and...
by Zohreh Fayaz | Nov 22, 2019 | Blog
The most popular mortgage selected by Canadians is the five-year fixed-rate option. While this isn’t always the best choice, it’s definitely the most common. But a lot can happen in five years. What if you need to buy a bigger home to accommodate your growing family...
by Zohreh Fayaz | Nov 8, 2019 | Blog, Homeownership, Mortgage
If you ask most people, the best time to buy a house is in spring. Traditionally, house hunters like to head out when the sun is shining, temperatures are warm and the flowers are blooming. And while all of that may sound lovely, there are many perks associated with...
by Zohreh Fayaz | Oct 30, 2019 | Announcements, Blog, Mortgage
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 ½ percent. The outlook for the global economy has weakened further since the Bank’s July Monetary Policy Report...
by Zohreh Fayaz | Oct 25, 2019 | Blog, Homeownership, Mortgage
Buying a home is among the largest financial purchases you’ll make throughout your lifetime and a huge commitment – whether it’s your very first or your fifth property – so it makes sense to protect your investment. Once you’ve fallen in love with a home, it’s...