by Zohreh Fayaz | Oct 30, 2026 | Blog, Mortgage
Your first mortgage renewal can come with a lot of questions. Your lender sends a renewal offer with a new interest rate, but how do you know if it’s competitive? Do you have to accept it? And is there anything else you should be considering before signing? The good...
by Zohreh Fayaz | Sep 25, 2026 | Blog
Your mortgage renewal is an important financial decision, but it shouldn’t be a last-minute one. Waiting until your lender sends you a renewal offer may mean you have less time to explore what else is available or consider whether your mortgage still fits your needs....
by Zohreh Fayaz | Aug 28, 2026 | Blog, Homeownership
For years, your home may have been the centre of a busy family life. Bedrooms were full, the kitchen was constantly in use and having extra space made perfect sense. Then the kids grew up and moved out. Suddenly, the home that once felt just the right size may feel...
by Zohreh Fayaz | Aug 14, 2026 | Blog
When you bought your home, your mortgage was designed to fit your financial situation at that moment. It reflected your income, goals and lifestyle at the time. But life rarely stays the same. Over the years, your circumstances may have changed in ways that could...
by Zohreh Fayaz | Jul 24, 2026 | Blog, Homeownership
Student loan debt feels like a major roadblock to becoming a homeowner for many first-time homebuyers. It’s common to assume that you need to completely pay off your student loans before you can even think about qualifying for a mortgage. Fortunately, that’s a common...
by Zohreh Fayaz | Jul 10, 2026 | Blog, Homeownership
For many first-time homebuyers, saving enough for a down payment is the biggest obstacle to homeownership. Fortunately, financial help from family members is becoming increasingly common, and a gifted down payment can make the dream of buying a home a reality much...