by Zohreh Fayaz | Jun 21, 2024 | Blog, Homeownership
Mortgage fraud is a serious issue in Canada that is becoming extremely sophisticated, and can lead to significant financial loss and loSigns to Look for to Help Prevent Mortgage Fraud 1. Work with reputable professionals. Choose lenders, mortgage brokers/agents and...
by Zohreh Fayaz | Jun 7, 2024 | Blog, Homeownership, Mortgage
Private mortgage options have become increasingly more popular thanks to stringent stress test mortgage qualification rules required by traditional lenders such as banks, increased inflation and higher interest rates. It’s just one more option your mortgage agent can...
by Zohreh Fayaz | May 17, 2024 | Blog, Finance
When it comes to improving your credit score, your mortgage agent can be an invaluable ally. A higher credit score not only qualifies you for better mortgage rates, but it also opens the door to a variety of financial opportunities. Let’s face it, sometimes life...
by Zohreh Fayaz | May 3, 2024 | Blog, Finance
Real estate has proven to be a sound long-term investment. If you’re thinking about buying an investment property, consulting with your trusted mortgage agent is a terrific place to start. Your agent can play a crucial role by providing valuable expertise throughout...
by Zohreh Fayaz | Apr 19, 2024 | Blog, Homeownership
April 2024 has been an active month for news impacting mortgage borrowers! The 2024 federal budget contained some benefits for first-time homebuyers, which is a step in the right direction. In addition, the federal government announced big plans the mortgage industry...
by Zohreh Fayaz | Apr 5, 2024 | Blog, Homeownership
Saving for a down payment is often one of the greatest barriers to homeownership. Fortunately, a First Home Savings Account (FHSA) encourages Canadians to intentionally plan ahead for your entrance into the housing market. First introduced by the federal government...
by Zohreh Fayaz | Mar 16, 2024 | Blog, Homeownership
Buying your first home is extremely exciting, but it also takes a lot of planning, including building a realistic budget that helps ensure you can afford to carry all the expenses that come along with homeownership. Here are the key homebuying costs to include in your...
by Zohreh Fayaz | Mar 1, 2024 | Mortgage
For many homeowners, securing a mortgage is a significant financial milestone. But, it’s just as important to regularly review and optimize that mortgage. This is where your mortgage agent becomes even more invaluable – proactively looking out for your best interests...
by Zohreh Fayaz | Feb 17, 2024 | Blog, Homeownership
Are you thinking of giving your home a makeover this year? Using your home equity may be the most economical financing solution to get the kitchen of your dreams or a spa bathroom retreat. And your mortgage agent can help guide you through this process. Home equity is...
by Zohreh Fayaz | Feb 2, 2024 | Blog, Homeownership
Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that can make...
