by Zohreh Fayaz | Nov 14, 2017 | Blog, Mortgage
One of the benefits of working with an independent mortgage professional; compared to getting your mortgage through a single institution, is choice. And as there are even more mortgage rules coming into place January 1st 2018, (read about them here) now more than...
by Zohreh Fayaz | Nov 7, 2017 | Blog, Homeownership
All of us are looking for ways to make our living spaces more efficient whilst keeping the style intact; and certainly the bathroom space is no exception. The question becomes, “How do I do this without spending a small fortune on renovations and upgrades?” The answer...
by Zohreh Fayaz | Oct 31, 2017 | Blog, Productivity
While we may think we dislike our work, research shows we’re considerably less happy doing nothing. The great paradox of working for a living, according to a recent longread by Derek Thompson for The Atlantic, is “that while many people hate their jobs, they are...
by Zohreh Fayaz | Oct 25, 2017 | Announcements, Blog, Mortgage
The Bank of Canada today maintained its target for the overnight rate at 1 per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent. Inflation has picked up in recent months, as anticipated in the Bank’s July Monetary Policy...
by Zohreh Fayaz | Oct 17, 2017 | Announcements, Blog, Economy, Finance, Mortgage
If you’ve tuned into the news today, you’ve probably heard that there are new mortgage rules coming into effect on January 1st. 2018. Over the next week you’ll most likely hear a lot of commentary on whether these rules are good, bad, necessary, or...
by Zohreh Fayaz | Sep 26, 2017 | Blog, Homeownership
Welcome to the third and final post in a series about smart homes and technology. In case you want to start at the beginning, you can find the introduction here, while we went room to room in the second post. Now, this post WAS going to focus on new gadgets, fresh off...
by Zohreh Fayaz | Sep 19, 2017 | Blog, Homeownership
Last week on the blog we talked about smart technology, this week we go through the home. Next week we finish the series with a question and answer period that will help you decide which smart technology is right for you! Varied, intricate but certainly user friendly,...
by Zohreh Fayaz | Sep 12, 2017 | Announcements, Blog
Welcome to the introduction article of a 3 part series focusing on smart technology with a focus on smart homes. Expect part 2 in a week and part 3 a week after that. 3 parts, 3 weeks, simple as that. We all need some sort of “down time” in our lives; time to unwind...
by Zohreh Fayaz | Sep 6, 2017 | Announcements, Blog, Mortgage
The following is the Bank of Canada rate announcement released this morning, if you have any questions about what this rate increase means for you and your mortgage, please don’t hesitate to contact me anytime. If you’re a fixed rate mortgage holder, this change...
by Zohreh Fayaz | Aug 8, 2017 | Blog, Homeownership
In 2016, the tiny house/small living space movement is in full swing. Individuals are choosing to live with less: less stuff, less square footage, less of a footprint. However, as these small living spaces become more of the “norm”, the people who inhabit them are...
