How (Not) to Consolidate Debt

How (Not) to Consolidate Debt

By Sandi Martin of Spring Personal Finance. The point: it doesn’t matter what method you use to pay off debt, or if you use any method at all. What matters is that you stop creating new debt. It’s out there: the mathematically precise, strictly rational formula for...
A More Human Approach to Productivity

A More Human Approach to Productivity

Chris Bailey from A Life of Productivity was recently asked to give a presentation at TEDxLiverpool, here it is in all it’s YouTube glory!  Chris has been obsessed with the subject of productivity for more than a decade. In this talk, he argues that productivity...
Further Tightening of the Mortgage Belt

Further Tightening of the Mortgage Belt

Before reading this you should be warned that the following content is pretty dry… like eating 8 saltine crackers without drinking water dry. If you need to go and get something to drink before proceeding, no worries, we will wait here. Take your time.  The...