by Zohreh Fayaz | Sep 19, 2025 | Blog, Homeownership
When most people think about mortgages, the first thing that comes to mind is the interest rate. And while rates are important, they’re only one piece of the puzzle. What many homebuyers don’t realize is that lenders don’t look at every property or market in the same...
by Nick alafogiannis | Jun 6, 2025 | Blog, Homeownership
If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...
by Zohreh Fayaz | May 16, 2025 | Blog, Homeownership
When buying a home – especially in competitive markets – it can be tempting to make a “clean” offer (one without conditions) to appeal to the seller. But, be sure to listen to your mortgage agent and always thinking twice before waiving key conditions. These clauses...
by Zohreh Fayaz | Mar 7, 2025 | Blog, Homeownership
With rising home prices and increased costs of living, more Canadians are relying on assistance from family and friends to help make homeownership a reality. A recent report from CIBC says that 31% of first-time homebuyers received financial support from family...
by Zohreh Fayaz | Jul 19, 2024 | Finance, Homeownership
Saving for a down payment on a home can be challenging but, with careful planning and discipline, this important milestone will become much more easily achievable. Following are 10 helpful tips to get you started on your homeownership journey as soon as possible. 1....
by Zohreh Fayaz | Jun 21, 2024 | Blog, Homeownership
Mortgage fraud is a serious issue in Canada that is becoming extremely sophisticated, and can lead to significant financial loss and loSigns to Look for to Help Prevent Mortgage Fraud 1. Work with reputable professionals. Choose lenders, mortgage brokers/agents and...