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Why Local Expertise Matters When Getting a Mortgage

Why Local Expertise Matters When Getting a Mortgage

by Zohreh Fayaz | Sep 19, 2025 | Blog, Homeownership

When most people think about mortgages, the first thing that comes to mind is the interest rate. And while rates are important, they’re only one piece of the puzzle. What many homebuyers don’t realize is that lenders don’t look at every property or market in the same...
What First-Time Homebuyers Need to Know in 2025

What First-Time Homebuyers Need to Know in 2025

by Nick alafogiannis | Jun 6, 2025 | Blog, Homeownership

If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...
Why Including Conditions in Your Offer to Purchase is Crucial

Why Including Conditions in Your Offer to Purchase is Crucial

by Zohreh Fayaz | May 16, 2025 | Blog, Homeownership

When buying a home – especially in competitive markets – it can be tempting to make a “clean” offer (one without conditions) to appeal to the seller. But, be sure to listen to your mortgage agent and always thinking twice before waiving key conditions. These clauses...
Helping a Loved One Buy a Home? You’re Not Alone!

Helping a Loved One Buy a Home? You’re Not Alone!

by Zohreh Fayaz | Mar 7, 2025 | Blog, Homeownership

With rising home prices and increased costs of living, more Canadians are relying on assistance from family and friends to help make homeownership a reality. A recent report from CIBC says that 31% of first-time homebuyers received financial support from family...
10 Tips for Saving Your Down Payment on a Home

10 Tips for Saving Your Down Payment on a Home

by Zohreh Fayaz | Jul 19, 2024 | Finance, Homeownership

Saving for a down payment on a home can be challenging but, with careful planning and discipline, this important milestone will become much more easily achievable. Following are 10 helpful tips to get you started on your homeownership journey as soon as possible. 1....
Signs to Look for to Help Prevent Mortgage Fraud

Signs to Look for to Help Prevent Mortgage Fraud

by Zohreh Fayaz | Jun 21, 2024 | Blog, Homeownership

Mortgage fraud is a serious issue in Canada that is becoming extremely sophisticated, and can lead to significant financial loss and loSigns to Look for to Help Prevent Mortgage Fraud 1. Work with reputable professionals. Choose lenders, mortgage brokers/agents and...
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