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What the Mortgage Stress Test Review Could Mean for You

What the Mortgage Stress Test Review Could Mean for You

by Zohreh Fayaz | Jan 24, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

In 2017, the federal government announced a set of strict mortgage qualification rules including the much-talked about, and often-debated, stress test. Implemented for federally regulated lenders, the stress test was created to help alleviate overheating housing...
Divorce and Your Mortgage – What You Need to Know

Divorce and Your Mortgage – What You Need to Know

by Zohreh Fayaz | Jan 17, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

No one enters into a marriage thinking that one day the relationship may end. Unfortunately, the startling statistic is that 38% of all marriages in Canada end in divorce. Getting married and buying a home are two of life’s most significant milestones, so the...
Tips for Avoiding Mortgage Fraud

Tips for Avoiding Mortgage Fraud

by Zohreh Fayaz | Jan 10, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

Buying a home is one of the largest financial investments of your lifetime. And while owning real estate brings with it a sense of stability, achievement and a dream come true, it’s not without a certain element of risk.    Mortgage fraud is a growing problem in...
Have You Considered a Home Equity Line of Credit?

Have You Considered a Home Equity Line of Credit?

by Zohreh Fayaz | Jan 3, 2020 | Blog, Finance, Homeownership, Mortgage

There’s no doubt that your home is an extremely valuable investment – not only because of what it offers in terms of a place for you and your family to live, grow and prosper, but also thanks to the flexibility it provides for tapping into your ever-growing equity. ...
Beware of These Common Mortgage Mistakes

Beware of These Common Mortgage Mistakes

by Zohreh Fayaz | Dec 27, 2019 | Blog, Homeownership, Mortgage

Being prepared is a key stress reliever for many different scenarios. And securing a mortgage on a new or existing home is no different. Things can run a whole lot smoother when you know what issues to avoid.   There are many common mortgage mistakes you can...
What are the Differences Between Independent Mortgage Agents  & Bank Mortgage Specialists?

What are the Differences Between Independent Mortgage Agents & Bank Mortgage Specialists?

by Zohreh Fayaz | Dec 20, 2019 | Blog, Economy, Homeownership, Mortgage

The banks work really hard at trying to convince mortgage borrowers that their mobile mortgage specialists can provide the same products and services offered by licensed mortgage agents. Truthfully, the two offerings are worlds apart.   The number one difference...
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